Latest Blogs & Resources

The Unfortunate Consequences of Not Making a Will

The Unfortunate Consequences of Not Making a Will

The Unfortunate Consequences of Not Making a Will Did you know that the Indian law does NOT recognize a nominee to be the beneficial owner after the original owner’s death? Also…

(F)Utility of Trying to Time the Market

(F)Utility of Trying to Time the Market

(F)Utility of Trying to Time the Market If only we had a dollar for every time we had this conversation with a client… Client: “Siddhanth, I want to invest 50…

Union Budget 2020 and How it Affects You!

Union Budget 2020 and How it Affects You!

Union Budget 2020 and How it Affects You! The Union Budget 2020 presented on 1st February has definitely evoked some passionate opinions and responses across the industry. And there were…

Navigating Markets through the Corona Virus

Navigating Markets through the Corona Virus

Navigating Markets through the Corona Virus Sensex touched 29,194 today, a fall of 30% from its previous high i.e. 41,952 as on on 14th January 2020. It certainly seems like…

Your Portfolio Needs Patience, Not Helplessness

Your Portfolio Needs Patience, Not Helplessness

If you have any money in equity, you have repeatedly been advised by your wealth manager, market experts and the media to be patient; that markets are cyclical and before…

India’s Love Affair with Life Insurance

India’s Love Affair with Life Insurance

Try to find an Indian family that doesn’t hold a single traditional LIC policy. Just one. Believe me you’d be having a very difficult time accomplishing the task. After decades…

The Direct vs. Regular Debate

The Direct vs. Regular Debate

If you’re a mutual fund investor, you probably know that there are two types of plans you can invest in; the direct or the regular plan. In case you’re unaware…

The Mysteries of Fixed Income

The Mysteries of Fixed Income

A few years ago if you invested in fixed income (debt) funds, there was no question that you’d not get 8%. It was a no brainer. You’d be labelled as…

Should I be Selling Now?

Should I be Selling Now?

Aren’t the markets over-valued? Does it make sense to book some profit and re-deploy after a correction? Perfectly valid questions; considering how quickly we’ve rallied to an all time high…

Should I Invest in Crypto?

Should I Invest in Crypto?

There hasn’t been a day in the past few months where crypto isn’t in the headlines in some shape or form; whether its Elon Musk’s random (and frankly irresponsible) tweets…

The Hazards of Investing in Stocks

The Hazards of Investing in Stocks

The founder of Zerodha, India’s largest broking house tweeted that “less than 1% of active traders earn more money than a bank fixed deposit over a 3 year period. But…

Investing Amid the Noise

Investing Amid the Noise

I open my economic times app and am flooded with daunting graphs in red showing how Sensex has fallen. There are articles and tweets all around about the fed increasing…

These Biases are Hurting your Portfolio!

These Biases are Hurting your Portfolio!

As financial advisors, we’re constantly in pursuit to identify what variables play the largest role in achieving higher portfolio returns for our clients. Obvious guesses may be superior research &…

Women & Money

Women & Money

In the past years, our grandmothers would meticulously plan how best to allocate money towards rations, bills and other household expenses to ensure the house runs smoothly at all times.…

Financial Products Simplified

Financial Products Simplified

Financial Products Simplified Trying to understand financial products can get tricky, even for seasoned investors. And the overwhelming barrage of new products/strategies/ideas can be confusing to navigate through. Since financial…

The Active vs. Passive Debate

The Active vs. Passive Debate

Passive investing – Investors purchase an instrument that mimics a benchmark index e.g. the Nifty 50 or Sensex. They believe it’s not possible to consistently beat the index with active…

The Impact of GDP on Your Portfolio

The Impact of GDP on Your Portfolio

The Impact of GDP on Your Portfolio There has been a flurry of new articles in the recent past addressing the issue of distress in the Indian economy. Several respectable…

The Research that goes into Equity Investing

The Research that goes into Equity Investing

When investing in equities, we have all been told the following multiple times – invest in high quality companies, do your own research before investing, hold only the stocks you…